felt so helpless......

bills bills n more bills... i can breathe no more!!! never felt so helpless n finally saw myself such a spendthift when i was earning well years ago... shouldnt have bought so much insurance... shouldnt have allow my itchy backside controlling me...and many more shouldnt have... no regrets although the pinch is there... i hate monthly installment n bills... my personal spending is not even a quarter of the total expenses... blame it on myself... no more extra expenses please razzy... at least for the next 5mths... better buck up on yr part time... i dun see even a "3" coming in from the 2 weeks efforts... u r too slow!!! dun plan things on the smooth side.. plan on the harsh side... things wont be smooth sailing for u this year.. remember... dun hope for any extra incomes that will ease yr stress... work for it... not hope for it...

stay lean n mean....
step 1... minimise / stop as many monthly installments as possible
step 2... less entertainments
step 3... lesser meetups = lesser fuel expenses
step 4... walk more n travel less
step 5... eat more bread... wahahaha!!!


felt so stress n helpless whenever the calculator pops up in my monitor... I dun need help... razzy!!!! U BETTER BUCK UP!!!